For ScreenReader and WebbIE browser users
- additional text for the visually impaired:
Credit Reporting Agency offers
online credit reports,
Companies House searches
to help you avoid poor payers or failing companies. Our
National Chargeback Register,
Consumer Check
and Company checking facilities provide instant access to
credit information,
credit agency checks
and much more. Whether you are
checking consumers,
checking companies
or checking for suspected fraud on credit cards, Credit Reporting Agency offers
cheap credit checks,
online credit reports
all at prices that are affordable and without annual registration fees, minimum usage fees or set up fees.
Credit Reporting Agency
Limited is registered in England and operates
www.checkmyfile.com
www.annualcreditreport.co.uk
www.givemecredit.com
and
www.creditreporting.co.uk
Our registered office is situated at Chynoweth House, Trevissome Park, Truro, Cornwall TR4 8UN. We are a fully registered credit reference agency, notified with the Office of the Information Commissioner, and are licenced under the Consumer Credit Act 1974. Credit Reporting Agency is the UK's first Internet based provider of consumer credit reference information
Businesses using our services may include anyone wishing to check out people before making decisions to lend money, to extend credit or to make checks for fraud prevention purposes. The information made available through Credit Reporting Agency for these specific purposes is already in the public domain, such as Electoral Roll information and the presence of county court judgments or bankruptcies
Individuals are able to access their credit file information online. Credit Reporting Agency provides consumers with detailed information on how credit commitments have been handled, such as current credit card balances, payment history and credit limits. These private files are shared by over 200 of the largest lenders in the UK and are vitally important for people who regularly apply for mortgages or credit. We provide a service to individuals to monitor changes to their credit files and to keep them fully up-to-date with personal information issues. We also provide advice on how to maintain a good credit file and how to fix errors.
Chargebacks are a growing problem for all traders who engage in distance selling and to help prevent losses from Chargebacks, the National Chargeback Register advises whether a credit card or debit card has been charged back with another trader in the past and also warns of suspected fraudulent card transactions, warning others and helping the internet community to prevent chargebacks.
Credit reports are compiled by Credit Reporting Agency from many sources including Companies House, Dun and Bradstreet, checkSURE.biz, the Electoral Roll, PAF (Postcode Address File), the Register of County Court Judgments, the Insolvency Service, and from other credit reference agencies, to provide comprehensive credit information on consumers, companies or sole traders.
